Why You Need Dental Insurance in Retirement


Why You Need Dental Insurance in Retirement

Did You Know Medicare Does NOT Cover Dental1?

Retirees transitioning to Medicare are often surprised to learn that it does not cover routine dental care – not even preventive care – or more complex procedures such as dentures, crowns and bridges.

And dental care can be expensive.  It could end up costing you hundreds, even thousands of dollars.  For example, a simple checkup is around $190, and for a root canal plus crown, the average cost can add up to more than $1,900.2

Over 70% of Retiring Baby Boomers do not have Dental Insurance3

Too often, we see people stop going to the dentist when they retire and put off dental care because they’re afraid of these big bills.  But missing preventive care and delaying treatment can lead to bigger – and more costly – problems later on.

Are you one of the 70% of retired baby boomers without dental insurance?  If so, did you try to find something on your own?  Or did you focus on health insurance, like so many of us do, and decide to worry about dental care later?

Then we suggest you check out Physicians Mutual Insurance Company for an affordable solution.

Don’t Stop Going to the Dentist When You Retire

For about $1 a day*, you can have real dental insurance from Physicians Mutual Insurance Company to help pay for over 350 covered procedures — everything from cleanings and fillings, to crowns, root canals and even dentures.

“I absolutely love my dental insurance through Physicians Mutual Insurance Company. I had no problems with it. My dental office files the claims, leaving me with very little balance to pay. I would not have any dental care without it.”

Dorothy P., Columbia, TN

Why Don’t More Retirees Know About This Dental Insurance?

Physicians Mutual Insurance Company has helped pay dental bills for hundreds of thousands of Americans – but there are millions more who could still benefit from this coverage.  People – like you – who need inexpensive dental insurance so they can get the care they deserve.

With this coverage, you can enjoy features like:

  • No annual or lifetime maximum on cash benefits
  • Immediate coverage for preventive care (routine exams, X-rays and cleanings)
  • Basic services such as fillings and simple tooth extractions start after just 3 months
  • Major services such as crowns, bridges, and dentures start after only 12 months
  • Choose any dentist — keep your own dentist or select a new one

This dental insurance is not only affordable, it’s protection you can’t afford to be without. So, put this dental coverage to work today, and you can have valuable benefits when you need them.  You never know when a toothache or other dental problem may come up!

Get Your FREE Dental Insurance Information Kit Right Now

To request your FREE information kit with all the details, go to this site right now and get everything you need to know about this affordable dental insurance.

Article sponsored by Physicians Mutual Insurance Company®


1. Cross, J. (2017, August). Medicare and Dental Coverage Explained. Retrieved from https://medicare.com/coverage/medicare-dental-coverage-explained/
2. Wall T, Guay A. (2016, March). The Per-Patient Cost of Dental Care, 2013: A Look Under the Hood. Health Policy Institute Research Brief. American Dental Association. Available from http://www.ada.org/~/media/ADA/Science%20and%20Research/HPI/Files/HPIBrief_0316_4.pdf
3. Jefferson, R. S. (2017, January). Maintaining Good Oral Health In Retirement Can Save Your Life And Your Money. Retrieved from https://www.forbes.com/sites/robinseatonjefferson/2017/01/21/maintaining-good-oral-health-in-retirement-can-save-your-life-and-your-money/#7f3a548d6bb4

*Individual Standard Dental Plan. Product not available in MN, MT, NH, NM, RI, VT, WA. For complete details including costs and limitations about this solicitation of insurance, please respond. This specific offer is not available in CO, KS, LA, NY, OR; respond for similar offer. Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN)